风险证券化(Risk Securitization)是国际保险与资本市场融合趋势下兴起的一项创新型金融产品,它采用金融工程技术将保险风险转移至资本市场,从而实现了风险承担主体的转移.
Risk securitization is rising innovative financial products under the trend of international insurance and capital market integration, it adopts financial engineering technology to transfer insurance risk to the capital market, then realizing transfer of the main risk.