英语翻译
Credit card companies make money when card users buy more than they can afford.
If you use a credit card to buy something expensive,you will have to pay for it over several months.
During this time,you also pay interest on the amount you owe.
This is how credit card companies make a profit.
Naturally,credit card companies would like all of their users to pay them interest,so the card companies actually seek out new card users who they think will pay them interest.
They send offers for credit cards to university students and even some older high school students.
They know that these young people want to buy a lot but cannot pay for it.
So they are perfect customers for the credit card companies.
A survey showed that almost one out of every four American university students applied for a credit card on campus.