0.37*0.37+2*0.63*0.37+0.63*0.63
=(0.37*0.37+0.63*0.37)+(0.63*0.37+0.63*0.63)
=0.37*(0.37+0.63)+0.63*(0.37+0.63)
=0.37*1+0.63*1
=1