这里的句型就是“it occurs to me”,意为“这使我突然想到”.
其实原句应该是it occurs to me （that）you could solve all your problems by obtaining more money.
这个句子中,it 作为形式主语,真正的主语是由that引导的从句（that）you could solve all your problems by obtaining more money.
然后by obtaining more money是做solve这一动作的状语,表示通过什么手段.