the fast development of China's real estate prompts the scale of the estate mortgage larger and larger,personal estate mortgage has become the main part of commercial bank loan provision,so it makes a much higer demand for risk management on loan.
这是第一段
recent years,China's economy grows fast,the urbanization grows fast as well,people earn more and have more demand on housing conditions,all of which makes China's real estate grows fast.Meanwhile,personal business on estate mortgage loan of commercial bank gros fast too,which is becoming a main area of bank's loan provision.the American subprime crisis breaks the fable that estate mortgage is high quality.it also warns China's real estate market and commercial bank ,which we should learn.So an important problem is to be solved by Chinese commercial bank that the risk estimation on personal mortgage should be strengthened,the alert stratagy of personal estate mortgage risk should be strictly researched.谢谢，，，非常感谢，能帮我都翻译完吗？再次谢谢了、、、、