由题得,因为是等差数列,所以a4+a6=a3+a7=-4
又a3*a7=-12
故a3=-6,a7=2或a3=2,a7=-6
则4d=8或-8,得d=2或-2
当d=2时：an=a5+(n-5)d=-2+2(n-5)=2n-12
当d=-2时：an=a5+(n-5)d=-2-2(n-5)=-2n+8